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If you are looking for a loan while unemployed then your options can be limited, but Loans for unemployed or customers on Centrelink are also available in some instances. [link widoczny dla zalogowanych] We are also clear about what taking out an online payday loan or online cash advance entails. Emergency loans and payday advances tend to have very high interest rates, so it’s best to borrow only as much as you can afford to repay, and only on its due date. References