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And it wonât take long to get your loan approvals â and youâll likely get more than one. This is good for you. It allows you to compare the interest rates and terms from each of the lenders. It also forces them to give you their best offer since they know they are competing with other lenders. [link widoczny dla zalogowanych] A borrower applies for a payday loan by providing very basic information to the loan source. Typically the list looks like this: (i) The borrower's name, address, phone numbers, and email address; (ii) some yes/no questions like: do you receive at least $500 per month income? Do you have a checking or savings account?; and (iii) information to confirm the borrower's identity (to comply with the USA PATRIOT Act) such as date of birth and social security number. Lastly, the loan source will need the bank routing number and the account number for the account into which the money should be deposited. This is also the account the lender will use to debit the money from later. As of 2011, numerous lenders offer installment loans in Illinois without a credit check. However, virtually all of the lenders specialize in.

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