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A: The best option for students who have a bad credit history and need to borrow money for educational needs is to approach the Federal Student Aid Program. Federal Student Aid is available from the schools financial aid office or you can apply for it directly on the Department of Education's website. This is the most viable options since taking out a private loan under these circumstances could be extremely costly. [link widoczny dla zalogowanych] Self-employed - For the following states, applications must be processed before 2:30 PM EST Monday-Friday to receive funds the next business day: AZ, CO, CT, DC, ME, MA, NH, NJ, NC, OH, OR, and VT.

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